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PSHE Unit – Finances & Financial Education | KS4/KS5 Careers & Money Management

PSHE Unit – Finances & Financial Education | KS4/KS5 Careers & Money Management This comprehensive 7-lesson PSHE unit provides students with a clear and practical introduction to personal finance, borrowing, debt, and financial planning—essential life skills that support future independence and informed decision-making. Ideal for KS4 and KS5 students (ages 14–18), this unit is also closely aligned with Careers Education and the Life in the Wider World strand of the PSHE curriculum. Students will explore key financial topics like tax, mortgages, pensions, insurance, and the consequences of debt, helping prepare them for adulthood and financial responsibility. 💰 Lesson Topics Covered: 1. Understanding the UK Tax System – PAYE, National Insurance, and where tax goes 2. What Is a Mortgage? – Home ownership, interest rates, and long-term planning 3. Pension Planning – Why it matters and how to start early 4. Borrowing Money & Debt – Loans, interest, credit cards, and making smart choices 5. How Debt Spirals – Recognising warning signs and seeking help 6. Insurance Types – Home, travel, health, and how policies protect us 7. Careers in the Private Sector – Business, finance, and salary potential 📦 Each Lesson Pack Includes: • 1 Fully Editable PowerPoint Presentation (Includes learning objectives, confidence checkers, discussion prompts, videos, and visual aids) • Student-Focused Activities – Real-life case studies, budgeting tasks, quizzes, comprehension activities, and critical thinking • Assessment Opportunities – Reflection activities and progress checks • Extra Resources & Links – To support independent learning and careers exploration • Teacher-Friendly Format – Designed for easy delivery by both specialists and non-specialists This unit is ideal for: • PSHE and Careers Leads delivering financial education and real-world prep • Citizenship and Business Studies teachers exploring the economics of everyday life • Schools preparing students for financial independence and working life Format: Editable PowerPoint lessons + printable worksheets Target Age Group: KS4 / KS5 (14–18) Themes: Tax, pensions, mortgages, debt, borrowing, insurance, careers in finance Equip your students with the financial knowledge and life skills they need to thrive—with this engaging, easy-to-teach PSHE financial education unit. **Why not check out some of our latest PSHE super bundles below:** [Personal Finance as a young adult](/teaching-resource/resource-12767773) [Online Safety + Staying Safe](/teaching-resource/resource-12767785) [Y11 Survival Kit - Revision + Exam Stress ](/teaching-resource/y11-survival-kit-revision-and-exam-stress-12410378) [British Values Explored Bundle](/teaching-resource/resource-12767791) [PSHE - Debating Topical Issues ](/teaching-resource/resource-12767789) [Society, Body Image + Peer Pressure ](/teaching-resource/resource-12767794) [Finance Risk + Online Safety ](/teaching-resource/resource-12767796) **Leave a positive review and we will send you a free lesson on any PSHE Topic. Just email Mike at thecre8tiveresources@gmail.com **