How Debt Spirals - Personal Finance lesson . A fully-resourced editable PowerPoint lesson (1 hour +) which can be used by teachers to deliver a detailed workshop / session on the importance of this topic.
Learning Outcomes:
I understand what debt is
I am able to explain the different types of debt
I can consider how debt can spiral over time
Key terms
Debt, interest, loan term, payment plans, creditors, bailiffs
Each Lesson Pack Contains:
1 Fully Editable Careers PowerPoint (Learning Outcomes, Confidence Checkers, Assessment of Learning, Variety of Tasks, Video Embedded URL Clips, Engaging Premium Quality Slides, Extra Support Websites, Challenging & Thoughtful Questioning)
Assessment Opportunity (Confidence Checker)
The lesson includes a detailed PowerPoint, variety of student facing tasks and comprehension tasks These resources have been designed to be engaging, informative and pick up and teach.
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A bundle is a package of resources grouped together to teach a particular topic, or a series of lessons, in one place.
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Financial Literacy for KS5 – Personal Finance & Life Skills Unit
Financial Literacy for KS5 – Personal Finance & Life Skills Unit Prepare your sixth form students for the financial realities of adult life with this fully resourced 7-lesson unit on Financial Literacy, tailored for ages 16–18. This curriculum supports PSHE, Citizenship, and Careers education with real-world, scenario-based content and practical financial skills. 📦 What’s Included: • 7 x Fully Editable Lesson PowerPoints • 7 x Homework Activities • 7 x End-of-Lesson Confidence Checker Assessments • 1 x Finance Escape Room (Team-Based Challenge) 📚 Lesson Topics: 1. Planning for Retirement: What You Need to Know 2. Understanding Debt and How It Spirals 3. Why Financial Literacy Matters 4. What is Money Laundering? 5. Gaming vs Gambling: Where’s the Line? 6. Careers in Finance and Banking 7. Managing a Household Budget 🧠 Each Lesson Features: • Engaging, editable slides with learning outcomes • Embedded videos, scenario tasks & discussion points • Challenge tasks, reflection activities, and quick-fire quizzes • Confidence checker for end-of-lesson assessment • Mapped to PSHE Association guidance, DfE life skills expectations, and Gatsby benchmarks 🎯 Key Learning Outcomes: Students will: • Understand how to plan for retirement and explore pension types • Identify different forms of debt and how financial obligations can escalate • Recognize the importance of financial literacy in adult life • Learn how money laundering works and how to spot red flags • Examine the difference between gaming and gambling, including legal and emotional consequences • Discover a variety of careers in finance and banking, including required skills and routes • Learn how to create and manage a basic household budget 🔑 Key Vocabulary: Retirement, pension, state pension, private pension Debt, APR, interest, credit score, creditor, bailiff Budgeting, saving, investing, financial planning Money laundering, fraud, transaction tracking Gambling, gaming, risk, loot boxes, regulation Banking, fintech, finance careers, wealth management **We sell Complete Careers Units - Take a look at some of them here:** ⇨ [CAREERS KS3 UNIT](/teaching-resource/ks3-careers-unit-gatsby-benchmark-standards-12220690) ⇨ [Careers, Employability Skills + Enterprise Unit ](/teaching-resource/year-11-careers-unit-12168193) ⇨ [Careers and Gatsby Benchmarks Quizzes ](/teaching-resource/careers-and-gatsby-benchmark-12148009) ⇨ [Post 16 Options and Careers Lesson](/teaching-resource/post-16-options-careers-12167356) ⇨ [Careers and Employment Activities and Cardsorts ](/teaching-resource/careers-and-employment-12110887) ⇨ [Skills and Qualities Careers Quiz ](/teaching-resource/skills-and-qualities-careers-quiz-12148001) ⇨ [Careers - Writing a Personal Statement](/teaching-resource/careers-personal-statements-12168159) ⇨ [Careers - Student Workbook](/teaching-resource/careers-work-book-gatsby-benchmarks-12167891) ⇨ [Careers - Interview Preparation Lesson ](/teaching-resource/interview-preparation-careers-12168169) Be Ofsted and DfE PSHE ready with our resources! Product Code: C8/CCB/
£14.90
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Personal Finance for Young Adults – Complete Sixth Form Finance Curriculum (8-Lesson Unit)
Personal Finance for Young Adults – Complete Sixth Form Finance Curriculum (8-Lesson Unit) A ready-to-teach financial education unit tailored for sixth form and college students. This essential life-skills resource covers everything from managing debt to comparing mortgages — perfect for building real-world money confidence. What’s Included: ✔️ 8 Fully Resourced Lesson Packs ✔️ 8 Homework Assignments ✔️ 8 End-of-Lesson Confidence Check Assessments ✔️ Scenario-Based Learning and Real-Life Case Studies ✔️ Editable and Flexible for Classrooms or Assemblies Lesson Topics Covered: 1. Planning for Retirement – Pensions and Long-Term Saving 2. How Debt Spirals – From Finance Plans to Overdrafts 3. Why Financial Literacy Matters – Life Without It 4. Saving Options – ISAs, NS&I, Regular Savers & More 5. Using Credit Cards – Benefits, Risks, and Managing Credit 6. Choosing a Bank – How to Compare and Make Smart Decisions 7. Understanding Mortgages – Fixed vs Variable Explained 8. Scenario-Based Lesson – How 18-Year-Olds Can Fall into Debt Each Lesson Includes: • Fully Editable PowerPoint (Objectives, Tasks, Discussion Prompts) • Embedded Video Links & Case Study Examples • Confidence Checker Assessment Tool • Thought-Provoking Scenarios & Financial Simulations • Extra Support Websites + Teacher Notes • Aligned with the latest DfE Statutory Guidance, PSHE Association themes, and Gatsby Benchmarks Learning Outcomes: • Understand long-term financial planning (e.g. pensions & mortgages) • Identify different types of debt and how they accumulate • Build strong decision-making skills around credit, savings, and banking • Boost financial literacy and reduce vulnerability to financial pitfalls • Empower students to make informed, responsible money choices Key Terms Covered: Pension, Retirement, Debt, Credit Score, Overdraft, Interest, Mortgage, ISA, Fixed-Term, Savings Bond, Budgeting, Financial Literacy, NS&I, Tracker Mortgage, Bailiff, APR **We sell Complete Careers Units - Take a look at some of them here:** ⇨ [CAREERS KS3 UNIT](/teaching-resource/ks3-careers-unit-gatsby-benchmark-standards-12220690) ⇨ [Careers, Employability Skills + Enterprise Unit ](/teaching-resource/year-11-careers-unit-12168193) ⇨ [Careers and Gatsby Benchmarks Quizzes ](/teaching-resource/careers-and-gatsby-benchmark-12148009) ⇨ [Post 16 Options and Careers Lesson](/teaching-resource/post-16-options-careers-12167356) ⇨ [Careers and Employment Activities and Cardsorts ](/teaching-resource/careers-and-employment-12110887) ⇨ [Skills and Qualities Careers Quiz ](/teaching-resource/skills-and-qualities-careers-quiz-12148001) ⇨ [Careers - Writing a Personal Statement](/teaching-resource/careers-personal-statements-12168159) ⇨ [Careers - Student Workbook](/teaching-resource/careers-work-book-gatsby-benchmarks-12167891) ⇨ [Careers - Interview Preparation Lesson ](/teaching-resource/interview-preparation-careers-12168169) Be Ofsted and DfE PSHE ready with our resources! Product Code: C8/CCB/
£19.90
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PSHE Unit – Finances & Financial Education | KS4/KS5 Careers & Money Management
PSHE Unit – Finances & Financial Education | KS4/KS5 Careers & Money Management This comprehensive 7-lesson PSHE unit provides students with a clear and practical introduction to personal finance, borrowing, debt, and financial planning—essential life skills that support future independence and informed decision-making. Ideal for KS4 and KS5 students (ages 14–18), this unit is also closely aligned with Careers Education and the Life in the Wider World strand of the PSHE curriculum. Students will explore key financial topics like tax, mortgages, pensions, insurance, and the consequences of debt, helping prepare them for adulthood and financial responsibility. 💰 Lesson Topics Covered: 1. Understanding the UK Tax System – PAYE, National Insurance, and where tax goes 2. What Is a Mortgage? – Home ownership, interest rates, and long-term planning 3. Pension Planning – Why it matters and how to start early 4. Borrowing Money & Debt – Loans, interest, credit cards, and making smart choices 5. How Debt Spirals – Recognising warning signs and seeking help 6. Insurance Types – Home, travel, health, and how policies protect us 7. Careers in the Private Sector – Business, finance, and salary potential 📦 Each Lesson Pack Includes: • 1 Fully Editable PowerPoint Presentation (Includes learning objectives, confidence checkers, discussion prompts, videos, and visual aids) • Student-Focused Activities – Real-life case studies, budgeting tasks, quizzes, comprehension activities, and critical thinking • Assessment Opportunities – Reflection activities and progress checks • Extra Resources & Links – To support independent learning and careers exploration • Teacher-Friendly Format – Designed for easy delivery by both specialists and non-specialists This unit is ideal for: • PSHE and Careers Leads delivering financial education and real-world prep • Citizenship and Business Studies teachers exploring the economics of everyday life • Schools preparing students for financial independence and working life Format: Editable PowerPoint lessons + printable worksheets Target Age Group: KS4 / KS5 (14–18) Themes: Tax, pensions, mortgages, debt, borrowing, insurance, careers in finance Equip your students with the financial knowledge and life skills they need to thrive—with this engaging, easy-to-teach PSHE financial education unit. **Why not check out some of our latest PSHE super bundles below:** [Personal Finance as a young adult](/teaching-resource/resource-12767773) [Online Safety + Staying Safe](/teaching-resource/resource-12767785) [Y11 Survival Kit - Revision + Exam Stress ](/teaching-resource/y11-survival-kit-revision-and-exam-stress-12410378) [British Values Explored Bundle](/teaching-resource/resource-12767791) [PSHE - Debating Topical Issues ](/teaching-resource/resource-12767789) [Society, Body Image + Peer Pressure ](/teaching-resource/resource-12767794) [Finance Risk + Online Safety ](/teaching-resource/resource-12767796) **Leave a positive review and we will send you a free lesson on any PSHE Topic. Just email Mike at thecre8tiveresources@gmail.com **
£17.50
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