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Financial Literacy & Decision Making | PSHE Unit (KS3/KS4) – Money, Budgeting & Consumer Awareness
Equip students with essential life skills for managing money confidently and responsibly with this comprehensive Financial Decision Making PSHE Unit, designed to align with the Summer 2: Living in the Wider World theme of the PSHE Association’s Secondary Thematic Programme Builder.
This unit introduces learners to the foundations of budgeting, saving, ethical consumer choices and understanding financial risks—perfect for supporting real-world learning and preparing for adult life.

✅ What’s Included:
• 4 Fully Resourced Editable PowerPoint Lessons
• Student Worksheets (where appropriate)
• Mindfulness Extension Activities
• Assessment Tasks & Confidence Checkers
• Bonus Finance & Careers Quiz
• Clear Teacher Notes
• Fully aligned with PSHE Association and DfE statutory guidance

💷 Lesson Topics:
☞ Finance, Budgeting and Employment
☞ Saving and Managing Money
☞ Understanding Consumer Rights and Responsibilities
☞ What is Fair Trade?

🎯 Learning Outcomes:
• Learn how to make safe, informed financial decisions
• Understand the importance of saving, spending wisely and setting budgets
• Explore ethical and unethical business practices
• Know your consumer rights and how to exercise them
• Understand global financial issues such as Fair Trade

Curriculum Compatibility
This unit covers all three PSHE core themes:
🧠 Health and Wellbeing
💬 Relationships
🌍 Living in the Wider World
Mapped to Programme of Study references: H32, L15, L16, L17, L18
Meets the DfE’s statutory requirements for Health and RSE education.

Why Choose Cre8tive Curriculum?
Cre8tive Curriculum resources are crafted to help teachers deliver engaging, informative and Ofsted-ready PSHE lessons. Whether you’re a specialist or non-specialist teacher, our ‘ready-to-teach’ format saves time while raising learning standards.