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KS3 PSHE Unit – Money, Poverty & Financial Literacy | Life in the Wider World

This fully resourced 7-lesson PSHE unit introduces students to the real-world issues of money management, poverty, and economic responsibility. It provides a strong foundation in financial literacy while raising awareness of wider societal issues such as the cost of living crisis, homelessness, and employment.

Designed for Key Stage 3 students (ages 11–14), this unit supports the statutory PSHE curriculum under the Living in the Wider World theme and links closely to Careers Education, Economic Wellbeing, and Citizenship.

💷** Lesson Topics Covered:**

• Cost of Living Crisis – Understanding current financial pressures on families
• Understanding a Payslip (Wages, Salary & PAYE) – How income is earned and taxed
• Recession & Society – What happens when economies slow down
• Benefits of Employment – Financial, emotional, and social value of work
• Homelessness & Poverty in the UK – Causes, consequences, and compassion
• Introduction to Financial Education – Budgeting, saving, spending wisely
• Importance of Financial Literacy – Building smart money habits for the future

📦 Each Lesson Pack Includes:

• 1 Fully Editable PowerPoint Presentation
• (Learning objectives, confidence checkers, embedded video links, and a variety of discussion questions)
• Student-Friendly Activities – Comprehension tasks, case studies, real-life scenarios, and financial challenges
• Assessment Opportunities – Exit tickets and reflection tasks to gauge understanding
• Extra Resources – Extension materials and relevant website links for further research
• Ideal for Specialists & Non-Specialists – Easy-to-deliver format with clear guidance

This unit is ideal for:

• PSHE and Careers Leads building a financial literacy programme
• Citizenship teachers exploring the societal impacts of poverty and economic change
• Schools promoting employability, responsibility, and real-world preparedness
• Format: Editable PowerPoint lessons + printable worksheets
• Target Age Group: KS3 (11–14)
• Themes: Financial literacy, careers, poverty, homelessness, income, economic awareness

Equip your students with the skills and understanding they need to manage money, make informed decisions, and engage with the world around them.

Why not check out some of our latest PSHE super bundles below:
Personal Finance as a young adult
Online Safety + Staying Safe
Y11 Survival Kit - Revision + Exam Stress
British Values Explored Bundle
PSHE - Debating Topical Issues
Society, Body Image + Peer Pressure
Finance Risk + Online Safety

**Leave a positive review and we will send you a free lesson on any PSHE Topic. Just email Mike at thecre8tiveresources@gmail.com **