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Budgeting & Money Word Problems (Addition/Subtraction within 20) – Financial Literacy for 3rd Grade

32 Budget Word Problems – Addition & Subtraction within 20 (Financial Literacy Practice) spring math word problems worksheets

This engaging worksheet set helps 1st , 2nd & 3rd-grade students strengthen their addition and subtraction skills (within 20) while introducing basic financial literacy concepts. The 32 word problems simulate real-life budgeting scenarios, such as buying school supplies, saving money, and calculating change. Students will:

✔ Solve problems involving adding and subtracting dollar amounts (up to $20).

✔ Practice making simple budgets (e.g., “You have $15. A toy costs $7. How much is left?”).

✔ Develop early money management skills in an age-appropriate way.

Aligned with US & UK Curricula:

USA (Common Core Standards – 1-2-3rd Grade)

• 2.OA.A.1 / 2.MD.C.8 (since 3rd grade builds on these, but focuses on more complex money problems)

-3.NBT.A.2 (Fluently add and subtract within 1000, but foundational practice within 20 is still useful)

• Financial Literacy Connections (State-specific standards, e.g., Texas TEKS 3.9D – basic budgeting)

UK (National Curriculum – Year 3 / Ages 7-8)

• Year 3 – Number: Addition & Subtraction (Solve problems, including money)

• Measurement – Money (Using £ and p in practical contexts)

• Financial Education (Part of PSHE – basic saving and spending concepts)

Perfect for:

• Classroom practice (math centers, homework, warm-ups)

• Homeschooling (real-world math application)

• Financial literacy introduction** (early money skills)

Format: PDF (Printable, Answer Key Included)