
UK Tax System Explained- Working out income Tax - Careers Education and CDI Framework. 1-2 hour Lesson. Part of the Cre8tive Careers KS5 Resources for Sixth Formers or Year 11 Students on personal finance. Editable 24 slide PowerPoint Lesson, Lesson Assessment, Student Resources, Signposting to extra support services.
✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰
Learning Objectives
To understand the range of taxes that exist in the UK and the purpose of paying taxes
To be able to work out the income tax paid on a range of different salaries
To evaluate whether the UK’s progressive tax system is fair
Some Key Terms Covered
Income Tax, National Insurance, VAT, Personal allowance, Council Tax, National Minimum wage
Careers (Assessment) Objectives
I can explain the range of taxes that exist in the UK
I understand what my personal tax allowance is
I know how to calculate income tax
✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰
Each Lesson Pack Contains:
☞ 1 Fully Editable PowerPoint (Learning Outcomes, Confidence Checkers, Assessment of Learning, Variety of Tasks, Video Embedded URL Clips, Engaging Premium Quality Slides, Extra Support Websites, Challenging & Thoughtful Questioning)
☞ Most lessons include a Worksheet
☞ Assessment Opportunity (Confidence Checker)
☞ Teacher Notes (On some slides)
☞ Mapped against the Careers Development Index (CDI) and Gatsby Benchmarks
⟴ PSHE Association Theme: Living in Wider World
⟴ Be Ofsted and DfE PSHE 2020 ready with our resources! Product Code: RSE/C8/LS/262
❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶❶
⇨ KS4 Relationships and Sex Education Unit
⇨ Y11 Staying Safe (Parties, Online and Drugs) Unit Bundle
⇨ KS4 Drugs Education Unit Bundle
⇨ Women’s Health Unit in 2020 Unit Bundle
⇨ Contraception and STI Unit Y9’s Bundle
⇨ Law Crime and Society Unit Bundle
⇨ Extremism + Radicalisation + Terrorism Unit Bundle
⇨ An introduction to Politics for KS3 Students
Get this resource as part of a bundle and save up to 55%
A bundle is a package of resources grouped together to teach a particular topic, or a series of lessons, in one place.
Y12 Cre8tive Careers Unit CDI Framework Gatsby Benchmark
Year 12 Careers Curriculum – Life Beyond School Cre8tive Careers Unit | CDI Framework Aligned | Gatsby Benchmark 4 | Personal Finance & Employment Education Equip your Sixth Form students with the foundational knowledge and real-world skills needed to thrive beyond school. This Year 12 Careers & Finance Unit supports delivery over 8 full lessons or as an 8-week tutor-time programme—perfect for Sixth Form PSHE, Careers, or Enrichment sessions. Fully mapped to the CDI Careers Framework, Gatsby Benchmark 4, and PSHE Association Core Themes, this premium bundle supports Ofsted’s Personal Development focus. 📦 What’s Included? ✔ 8 Full Editable Lesson Packs ✔ 8 Mindfulness Extension Activities ✔ 1 Careers Dominoes Game ✔ 1 Careers & Finance Quiz ✔ 1 Project-Based Learning Activity ✔ 2-Hour CPD Session for Teachers 💼 Lesson Topics 1. What is an Entrepreneur? 2. Role of Trade Unions in the UK 3. Inflation & the Supermarket Game 4. Taxes in the UK – Maths-Based Calculation Skills 5. Finance in Society & Mobile Banking Apps 6. Types of Employment & Understanding Pay Slips 7. What is Debt? How Can It Be Managed? 8. Multiple Income Streams & State Benefits Explained 🧠 Project: Modern Role Models in Society 🧩 Bonus Activity: Careers Dominoes Game 📊 Assessment Tool: Careers and Finance Quiz 🧠 Each Lesson Includes: • Editable PowerPoint with clear Learning Outcomes • Student Worksheets & Mindfulness Extensions • Confidence Checker Assessment Tools • Embedded Videos & Links for Interactive Learning • Teacher Guidance Notes • High-quality visual design and engaging content • Mapped to: • Gatsby Benchmark 4 • CDI Careers Development Framework • PSHE Association Core Themes • DfE Statutory Careers & Financial Education Guidance 🎓 Perfect For: ✔ Year 12 Careers or PSHE Lessons ✔ Sixth Form Tutor Time ✔ Careers Coordinators and PSHE Leads ✔ Schools building a robust Life Beyond School programme ✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰ **Why not try out some of our other highly rated Secondary Careers Units:** ☞ [Year 7 Gatsby Benchmark Careers in Context Unit ](/teaching-resource/ks3-careers-unit-gatsby-benchmark-standards-12220690) ☞ [Year 8 Gatsby Benchmark Careers in Context Unit ](/teaching-resource/careers-and-gatsby-benchmarks-cdi-unit-12256205) ☞ [Year 9 Gatsby Benchmark Careers in Context Unit ](/teaching-resource/cre8tive-careers-year-9-unit-cdi-gatsby-benchmarks-12304111) ☞ [Year 10 Gatsby Benchmark Careers in Context Unit ](/teaching-resource/ks3-careers-unit-gatsby-benchmark-standards-12220690) ☞ [Year 11 Gatsby Benchmark Careers in Context Unit ](/teaching-resource/year-11-careers-unit-12168193) ☞ [Year 12 Gatsby Benchmark Finance & Careers in Context Unit ](/teaching-resource/y12-cre8tive-careers-unit-12306381) ☞ [Year 13 Gatsby Benchmark Finance & Careers in Context Unit ](/teaching-resource/y13-cre8tive-careers-unit-cdi-gatsby-benchmark-12306383)
KS5 PSHE – Year 12 Personal Finance Unit Preparing Sixth Formers with Real-World Money Management Skills
KS5 PSHE – Year 12 Personal Finance Unit Preparing Sixth Formers with Real-World Money Management Skills Aligned to: PSHE Association | Citizenship NC | CDI Framework | Gatsby Benchmark 4 This expertly designed KS5 Personal Finance Unit forms part of the Cre8tive Curriculum Sixth Form PSHE offer. It’s perfect for Year 12 students and can be delivered across tutor time, personal development lessons, or a targeted financial education program. 📦 Unit Includes: ✔ 7 Fully Editable Lesson Packs ✔ 7 Mindfulness Extension Activities ✔ 1 Student Workbook ✔ 1 End-of-Unit Assessment ✔ 1 Bonus: Careers & University Quiz 💸 Lesson Topics Covered: 1. The Role of Trade Unions – A historical and current overview 2. Taxes in the UK – Income tax, NI, and how to calculate them (Maths-focused) 3. Money & Technology – Mobile banking, finance apps, and digital money management 4. Employment Types – Full-time, part-time, zero hours, freelance + paperwork 5. Understanding Debt – Causes, prevention strategies, and management 6. Income Streams – Exploring job income, benefits, and the welfare system 7. Insurance & Assurance – Types, purposes, and choosing the right protection 🧠 Each Lesson Pack Contains: • Editable PowerPoint with clear objectives and engaging tasks • Confidence Checkers & Assessment Opportunities • Embedded Video Clips + Student Worksheets • Mindfulness Extensions for deeper reflection • Teacher Notes (on select slides) • Fully mapped to: • DfE Statutory RSE/Health Guidance • PSHE Association Core Themes • CDI Career Development Framework • Gatsby Benchmark 4 🎯 Perfect For Schools Looking To: ✔ Deliver essential financial life skills at post-16 ✔ Build confidence in understanding employment and money ✔ Support Year 12 students preparing for independence and future planning ✔ Integrate PSHE and Careers content seamlessly Product Code: C8/KS5/FINANCE-Y12 Format: Instant Download | Editable | Ready-to-Teach ✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰ Other Premium Sixth Form Cre8tive Curriculum PSHE Units we have include: ✰✰ [Y12 Health & Wellbeing PSHE Unit](h/teaching-resource/ks5-pshe-lessons-health-and-wellbeing-12319324) ✰✰ [Y13 Health & Wellbeing PSHE Unit](/teaching-resource/ks5-pshe-lessons-emotional-health-and-wellbeing-unit-12319346) ✰✰ [Sixth form Sex Education Revisited Unit](/teaching-resource/ks5-pshe-lessons-12319339) ✰✰ [Y12 Positive Wellbeing PSHE Unit](/teaching-resource/ks5-pshe-lessons-12319349) ✰✰ [Y12 Personal Finance PSHE Unit](/teaching-resource/ks5-pshe-lessons-personal-finance-unit-12319332) ✰✰ [Y13 Personal Finance PSHE Unit](/teaching-resource/ks5-pshe-lessons-y13-personal-finance-unit-12319335) ✰✰ [Sixth Form Careers and Enterprise Unit](/teaching-resource/ks5-pshe-lessons-sixth-form-careers-12319343) ✰✰ [Y12 Equality & Diversity Unit](/teaching-resource/ks5-pshe-health-safety-diversity-unit-12316277) ✰✰ [Y12 Drugs Education Unit](/teaching-resource/ks5-pshe-drugs-education-lessons-12319308) ✰✰ [Y13 Drugs Education Unit](/teaching-resource/ks5-pshe-lessons-y13-drugs-education-12319313) ✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰ The Cre8tive Team have made great efforts to aid schools during this difficult time by: ☞ Releasing over 100+ Free Products ☞ Allowing 200,000+ Free Downloads across our platforms (and counting) ☞ Launching over 10 Learning from home packs ☞ Setting up on TES the FREE 90 Day Wellbeing Challenge ✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰
PSHE Unit – Finances & Financial Education | KS4/KS5 Careers & Money Management
PSHE Unit – Finances & Financial Education | KS4/KS5 Careers & Money Management This comprehensive 7-lesson PSHE unit provides students with a clear and practical introduction to personal finance, borrowing, debt, and financial planning—essential life skills that support future independence and informed decision-making. Ideal for KS4 and KS5 students (ages 14–18), this unit is also closely aligned with Careers Education and the Life in the Wider World strand of the PSHE curriculum. Students will explore key financial topics like tax, mortgages, pensions, insurance, and the consequences of debt, helping prepare them for adulthood and financial responsibility. 💰 Lesson Topics Covered: 1. Understanding the UK Tax System – PAYE, National Insurance, and where tax goes 2. What Is a Mortgage? – Home ownership, interest rates, and long-term planning 3. Pension Planning – Why it matters and how to start early 4. Borrowing Money & Debt – Loans, interest, credit cards, and making smart choices 5. How Debt Spirals – Recognising warning signs and seeking help 6. Insurance Types – Home, travel, health, and how policies protect us 7. Careers in the Private Sector – Business, finance, and salary potential 📦 Each Lesson Pack Includes: • 1 Fully Editable PowerPoint Presentation (Includes learning objectives, confidence checkers, discussion prompts, videos, and visual aids) • Student-Focused Activities – Real-life case studies, budgeting tasks, quizzes, comprehension activities, and critical thinking • Assessment Opportunities – Reflection activities and progress checks • Extra Resources & Links – To support independent learning and careers exploration • Teacher-Friendly Format – Designed for easy delivery by both specialists and non-specialists This unit is ideal for: • PSHE and Careers Leads delivering financial education and real-world prep • Citizenship and Business Studies teachers exploring the economics of everyday life • Schools preparing students for financial independence and working life Format: Editable PowerPoint lessons + printable worksheets Target Age Group: KS4 / KS5 (14–18) Themes: Tax, pensions, mortgages, debt, borrowing, insurance, careers in finance Equip your students with the financial knowledge and life skills they need to thrive—with this engaging, easy-to-teach PSHE financial education unit. **Why not check out some of our latest PSHE super bundles below:** [Personal Finance as a young adult](/teaching-resource/resource-12767773) [Online Safety + Staying Safe](/teaching-resource/resource-12767785) [Y11 Survival Kit - Revision + Exam Stress ](/teaching-resource/y11-survival-kit-revision-and-exam-stress-12410378) [British Values Explored Bundle](/teaching-resource/resource-12767791) [PSHE - Debating Topical Issues ](/teaching-resource/resource-12767789) [Society, Body Image + Peer Pressure ](/teaching-resource/resource-12767794) [Finance Risk + Online Safety ](/teaching-resource/resource-12767796) **Leave a positive review and we will send you a free lesson on any PSHE Topic. Just email Mike at thecre8tiveresources@gmail.com **
Money Management Fraud + Preparing for Adult Life PSHE Builder
Developing resilience and risk management skills: - Suitable for a school using the **Secondary Competencies based model Programme Builder ** from the PSHE Association. **PSHE Association Theme:** Autumn 1: Independence and Aspirations **Topic** Developing resilience and risk management skills: • Money management • Fraud and cybercrime • Preparing for adult life Collection of Cre8tive Curriculum Lesson Packs that fit with the PSHE Programme builder. ☞ See attached lesson titles in this bundle Bonus Resource ☞ End of Year Careers Quiz **Learning outcomes for this unit** • how to make informed choices about money management • about the risks of gambling, fraud and cybercrime, how to assess these risks and reduce vulnerability to becoming involved • how to assess and evaluate the behaviours and influence of role models • how personal values influence decisions and behaviour in all aspects of life • about the challenges and opportunities transition to adulthood brings • strategies to promote personal safety in new and independent settings, including online Our Cre8tive Curriculum PSHE Builder Packs will cover all three core themes of the Programme of Study (Health and Wellbeing; Relationships; and Living in the Wider World) There will be some overlap of lessons between packs as the PSHE Association Thematic model has overlaps... ✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰ Each Lesson Pack Contains: ☞ • 1 Fully **Editable** PowerPoint (Learning Outcomes, Confidence Checkers, Assessment of Learning, Variety of Tasks, Video Embedded URL Clips, Engaging Premium Quality Slides, Extra Support Websites, Cre8tive Resources Challenging & Thoughtful Questioning) ☞ • Some Contain student worksheet(s) ☞ • Mindfulness Extension Activities ☞ • Assessment Opportunity (Confidence Checker) ☞ • Teacher Notes (On some slides) ☞ • Mapped against Latest DfE Guidance, PSHE Association Core themes (PoS Refs: H4, H18, H22, H25, R35, R36, R37, R38, L16, L17, L18, L19, L20 ☞ 2020 Requirements (Statutory Health and RSE) ✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰ The Cre8tive Curriculum way!** Our shared vision at Cre8tive Curriculum is to help teachers to equip students with the knowledge and skills to take ownership of their own learning and become independent critical thinkers. Products come ‘Ready-to-Teach’ with everything you need for educational, fun and creative lessons. Be Ofsted and DfE PSHE 2020 ready with our resources! Product Code:C8/PA/CB25 ✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰
Something went wrong, please try again later.
A good resource - but the content for the true/false activity is missing.
to let us know if it violates our terms and conditions.
Our customer service team will review your report and will be in touch.